Sign up here
Sign-up to TK via KLforExpats & start your public health insurance online application - it takes 2 minutes!
If you're an employee earning below the 2024 insurance income threshold of €69,300 you must enrol with a public health insurance provider since you won't meet the income requirements needed to be eligible for private health insurance.
In this guide, you'll find everything you need to know about public health insurance and how to register.
Once you've submitted your form, record your application ID & download your provisional certificate
Receive your social security number (SSN) and health card in the mail in 10-12 days
In Germany, there are many health insurance providers to choose from. As an independent advisor, we recommend expats relocating to Germany register with Teckniker Krankenkasse (TK). TK is the biggest statutory fund in the country, is highly regarded as a top public health provider and offers customer support in English. A lot of employers favour TK, too.
As with all statutory providers, the monthly premiums are paid via your pay-check and are based on a percentage of your gross income (the more you earn, the more you pay.) And your employer will contribute 50 % of this. Determine how much you'll pay with TK's Contributions Calculator.
➣ Fulfillment of all visa and residence permit requirements which meets Germany's legal criteria for health insurance
➣ Full comprehensive public health insurance benefits including in and outpatient care, dental care and birth and pregnancy coverage
➣ An easy application process in English and TK app available in English for easy digital assistance
Due to the ease of sign-up, the comprehensive benefits offered and provider's reputation, TK is the preferred option for expats in Germany!
Everything you need to know about social security and public health insurance in Germany
At KLforExpats, we're passionate about helping expats in Germany find the best coverage for them. We also work as an ongoing representative on your behalf, so that you never have to worry about your health insurance or getting caught up in German bureaucracy ever again. Mirja and her team have helped over 500+ happy expat clients to date and are excited and ready to support you too!
So, what's in it for you? Firstly, we speak English and love our job and because we're a small team we offer a personal touch which means you are our #1 priority, always! We are flexible, uncomplicated and speedy. We know our clients individually and we take the time to deal with your unique requirements. Deciding in favour of our services means deciding in favour of transparency. After all, making plans for the future is a matter of trust. You're in friendly, experienced hands!