Private or Public Health Insurance?
We help you to understand the pros and cons and choose the best option for you.
Here are a lot of pros and cons to look at, before you decide which German health insurance scheme fits you best – public or private. Only a few German Health Insurance companies accept foreigners without huge amounts of bureaucratic paperwork – some do not even accept foreigners until they have been resident here for at least two years. Reason enough to trust the experts from KLforExpats, your Independent Insurance Brokers in Cologne. We know our way around the labyrinth of the German Health Insurance industry. So let us help you before signing on the dotted line.
How does the German Health Care System look like in general?
Do I have to take out health insurance in Germany?
I am only a short-term visitor in German - Do I need comprehensive health insurance?
I am an employee earning less than 59.400 Euro gross per year. Can I opt for a private plan?
Who can opt for a private health insurance plan?
Are there people who can not enter the private health insurance system?
And employees who earn less than 59.400 € gross/year cannot switch to private, because they are mandatorily insured in the statutory health scheme. But the good news for those people is: You may take out supplementary private health insurance on top to improve benefits.
co-founder of KLforExpats and licensed insurance expert